Bus Loan Cred Delivery Leader Sr

Description

Summary:
The Business Loan Credit Delivery Leader-Sr. is responsible for all aspects of underwriting and delivery of credit products to a geographic region within Business Banking.

Duties and Responsibilities:

• Manages credit delivery and the workflow of customer credit requests submitted from a specific region.
• Serves as an advocate for the markets served.
• Acts as a liaison for specific and global credit issues.
• Manages projects or processes to improve overall accuracy or efficiency in the Business Loan Center.
• Manages incoming workload to assure prompt decisions of credit requests originating from the geographic area served.
• Reviews and structures loan requests, acts as mentor/coach to underwriters.
• Approves loans directly or as second signer.
• Identifies deteriorating credits, recommends downgrades and communicates with the RCO or BLC manager as needed.
• Travels to markets for purposes of team building, to understand issues in the individual markets being served and to participate in sales calls.
• Acts as backup to RCO or BLC Manager for credit policy issues and would typically review larger, more complex loan requests.
• Typically would have a $2.5 million or greater in loan authority.
• Performs other duties as assigned.

Basic Qualifications:

• Bachelor's Degree.
• 10+ years of experience underwriting business/commercial credits in a banking environment.
• 3+ years of management experience.

Preferred Qualifications:

• Bachelor's Degree in Finance, Accounting, Economics, or Business.
• Experience with SBA or other government guaranteed loan programs.
• Excellent analytical skills.
• Strong verbal and written communication skills, with the ability to clearly and logically document loan decisions.
• PC and Internet proficiency (Word, Excel, Moody's Financial Analyzer).

Exempt Status: Yes (not eligible for overtime pay)

Workplace Type: Hybrid

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.